Tailored for Your Best Friend Pet Insurance

Protection just right for your pet (and your pocket)

  • check iconGet peace of mind
  • check iconKeep your pet healthy
  • check iconDon’t stress about vet costs
  • check iconSave on routine care
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peace of mind for pet insurancepeace of mind for pet insurance

Pet-Friendly Everything

With Lemonade, keeping your pet healthy is a treat

affordableaffordable

affordable

Pay for the health plan your pet really needs, and not what you don’t want

personalizedpersonalized

personalized

No two pets are the same. So why offer them the same insurance plan? Get the coverage your pet actually needs.

 super fast & simple super fast & simple

super fast & simple

Hassle-free, digital claims resolution let you spend less time on paperwork and more time on belly scratches.

coverage They actually need

Designed by our team of vet experts and pet-obsessed parents

check iconbloodwork
check iconx-rays
check iconMRI
check iconCT scans
check iconlab work
check iconurinalysis
check iconultrasounds
check iconcancer
check iconemergency care
check iconsurgery
check iconheart disease
check iconhospitaliztion
check iconroad accidents
check iconoutpatient care
check iconallergy medicine
check iconspecialty care
check iconinjections
check iconprescription medications
check iconarthritis medication
check iconknee, elbow & hip dysplasia
check iconbloodwork
check iconx-rays
check iconMRI
check iconCT scans
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Make Your Pet’s Day Today

The sooner you protect them, the more they’re protected against

Don’t wait for something to happen, maximize your coverage by getting insured nowDon’t wait for something to happen, maximize your coverage by getting insured now

start when they’re healthy

Don’t wait for something to happen, maximize your coverage by getting insured now

Go to any vet in the United States. As long as they’re licensed to provide vet care in their state.Go to any vet in the United States. As long as they’re licensed to provide vet care in their state.

All Vets Welcome

Go to any vet in the United States. As long as they’re licensed to provide vet care in their state.

Covers procedures like spaying or neutering, microchipping, six vaccinations, and more!Covers procedures like spaying or neutering, microchipping, six vaccinations, and more!

Puppy/Kitten Package

Covers procedures like spaying or neutering, microchipping, six vaccinations, and more!

Cancel on the Lemonade app. Get refunded if it’s within the first 30 days. Just know that waiting periods will reset.Cancel on the Lemonade app. Get refunded if it’s within the first 30 days. Just know that waiting periods will reset.

Cancel at any time

Cancel on the Lemonade app. Get refunded if it’s within the first 30 days. Just know that waiting periods will reset.

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quotation markInstead of rushing over when something bad happens, people should bring their pets in to keep them healthy as they mature.

Dr. Stephanie Liff, DVM, Lemonade’s vet expert

Huge Savings on Tests, Vaccines, and Routine Care

Preventative packages cover vet care you’re probably already paying for

Preventative for Adult PetsFrom +$10/Mo
  • check iconWellness Exam
  • check iconFecal or Internal Parasite Test
  • check iconVaccines
  • check iconHeartworm Test
  • check iconBlood Test
  • check iconMedical Advice Chat
Preventative+ for Adult PetsFrom +$15/Mo
  • check iconWellness Exam
  • check iconFecal or Internal Parasite Test
  • check iconVaccines
  • check iconHeartworm Test
  • check iconBlood Test
  • check iconMedical Advice Chat
  • check iconFlea/Tick or Heartworm Medication
  • check iconRoutine Dental Cleaning
Preventative for Puppies/KittensFrom +$31/Mo
  • check iconWellness Exam
  • check iconFecal or Internal Parasite Test
  • check iconVaccines
  • check iconHeartworm Test
  • check iconBlood Test
  • check iconMedical Advice Chat
  • check iconSpay/Neuter
  • check iconMicrochip
  • check iconFlea/Tick or Heartworm Medication
Preventative for Adult Petsfrom +$10/Mo
  • check iconWellness Exam
  • check iconFecal or Internal Parasite Test
  • check iconVaccines
  • check iconHeartworm Test
  • check iconBlood Test
  • check iconMedical Advice Chat

America’s Top-Rated Insurance, Now for Your Pet

Lemonade has earned 4.9 stars in the App store and on Google Play, and is top-rated by Supermoney, Clearsurance, and others

Got Dog Insurance Questions?

Pet insurance can be confusing, so we worked hard to make it simple. Didn’t find what you were looking for? Check out pet insurance explained.

What are waiting periods?

Like all pet insurers, we have waiting periods before certain coverages kick in - 2 days for accidents, 14 days for illnesses, and 6 months for cruciate ligament events. But if you opted for our preventative package, you can use the benefits in that package the day after you purchased the policy!

What are pre-existing conditions and are they covered?

Anything your pet has shown signs of before the waiting periods are up is considered a pre-existing condition. Currently, we don’t cover pre-existing conditions, but we’ve got your back in case of accidents and new illnesses, as part of our base coverage.

How will I get paid for a claim?

We’ll ask you to enter your bank account information as part of submitting your claim in the Lemonade app. Once it’s approved, we’ll issue payment directly into your account.

How do I add another pet?

Each pet needs their own policy, but you’ll need to set them up one at a time. After purchasing a policy for your first pet, just hit the + symbol on your Lemonade app’s home screen to get a new quote for your other furry friend.

Can I change my policy later?

You can submit a request to modify your coverage within the first 14 days of your policy, and again at your policy’s annual renewal. Once requested, we’ll let you know if the changes are approved by our underwriting team.

Do you need my pet’s medical records?

We want to get to know your pet so we can provide the best coverage. Medical records show vital information and help us understand whether your pet has any previous health issues, a.k.a pre-existing conditions.

Good for Your Pet, and for The World

We’re a public benefit corporation. After covering claims and costs, Lemonade donates to a social cause you choose — including animal welfare organizations.

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assorted publications where Lemonade is coveredassorted publications where Lemonade is covered